Insurance Claims
Contact Kee Electric – Professional Electrician - (615) 261-4751
GetserviceToday@KeeElectric-Nashville.com
REMEMBER—>YOU DO NOT HAVE TO USE THE INSURANCE COMPANIES SUGGESTED CONTRACTORS
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We will come to your home or place of business and take care of all the details for you. See our extensive list of professional services. Kee Electrical Services is very experienced in working with insurance claims. The idea is to get your services restored as quickly and painlessly as possible. Let us bring our extensive knowledge to your aid at the time it’s needed the most.
Trust Kee Electrical Services
- Kee Electric will help assess the electrical damage, and get an unbiased report from us, and without the insurance companies input!
- Kee Electric will work with your insurance companies and adjusters
- REMEMBER-YOU CAN USE THE LICENSED ELECTRICIAN OF YOUR CHOICE AND INSURANCE COMPANIES HAVE TO AGREE
- ALSO REMEMBER TENNESSEE CAN SELL INSURANCE TO ANYONE, SO BE EXTRA CAREFUL AS TO WHO YOU USE, CHECK LICENSE INFO AND GET COPIES FROM THE STATE!!!
- Kee Electric will Complete the necessary electrical repairs quickly and efficiently
- Kee Electric will help Plan ahead for any electrical disaster preparedness
We also have an electrical consultant on how to minimize (or prevent) possible losses before the need arises.
Click Here—>For some solutions to preventing Home Electrical Fires
Catastrophes: Insurance Issues
Source, Insurance Information Institute, http://www.iii.org
JULY 2008 — The term “catastrophe” in the property insurance industry denotes a natural or man-made disaster that is unusually severe. An event is designated a catastrophe by the industry when claims are expected to reach a certain dollar threshold, currently set at $25 million, and more than a certain number of policyholders and insurance companies are affected.
Catastrophe losses in 2005 totaled $61.2 billion from 24 disasters. The final tally for Hurricane Katrina losses is $41.1 billion stemming from 1.75 million claims. By contrast, losses for 2007, a year of little hurricane activity in the U.S., were $6.5 billion.
The 2006 and 2007 hurricane seasons were much less active than predicted, due in part to changes in weather patterns. While the U.S. escaped the most damaging storms, other countries were hit hard by hurricanes that reached Category 5 in intensity, a level of severity assigned to storms with the highest wind speeds and greatest storm surge and the potential for widespread destruction and loss of life.
The typical homeowners insurance policy covers damage from a fire, windstorms, hail, riots and explosions-as well as other types of loss such as theft and the cost of living elsewhere while the structure is being repaired or rebuilt after being damaged. Commercial property insurance policies generally cover the same causes of loss with some variation, depending on the coverages selected. Flood and earthquake damage are excluded under homeowners policies-separate policies are available, but are covered under the comprehensive portion of the standard auto policy, which more than 75 percent of drivers who buy auto liability insurance purchase.
Over the 20-year period 1987 to 2006, hurricanes and tropical storms made up 46.3 percent of total catastrophe losses, followed by tornado losses (26.0 percent), winter storms (7.8 percent), terrorism (7.5 percent), earthquakes and other geologic events (6.4 percent), wind/hail/flood (3.1 percent) and fire (2.2 percent). Civil disorders, water damage and utility services disruption combined represented less than 1 percent. Each year about 7 percent of homeowners file claims.
Tornadoes
This has been one of the deadliest tornado seasons in a decade and may be on track to set a record for the number of twisters. The average annual number of tornado-related deaths for the 10 years, 1997-2006, is 62. More than 100 have died in storms so far this year. About 1,000 tornadoes occur each year, according to the National Oceanic and Atmospheric Administration, but this year 900 were reported in the first five months of the year alone.
Catastrophe Losses: U.S. catastrophe losses for the second quarter 2008 are an estimated $6.025 billion. This total represented claims from16 catastrophes in 27 states, nearly double the number of catastrophes in the first quarter and the second most costly second quarter since 2001, when nine events caused $6.24 billion in damage, including Tropical Storm Allison. PCS estimates that 1,223,500 catastrophe damage claims were filed. More than $1 billion in insured losses came from Texas. Other severely affected states were Minnesota, Kansas, Arkansas and Oklahoma.
Also serving Franklin, Brentwood, Greenhill, Green Hills, Hendersonville, Goodlettsville, Donelson, Hermitage, Mount Juliet, Gallatin, Mt Juliet, Old Hickory, Madison, Belle Meade, Joelton, Bellevue, Murfreesboro, nashville electricians, electrical contractors, electrical contracting, electrical services, mount juliet electrician.
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GetserviceToday@KeeElectric-Nashville.com
Contact Kee Electrical Services – Nashville Tn (615) 261-4751